Featherton Products

The Certified Financial Planner™ (CFP) Certification Examination is an objective assessment of a test taker's requisite foundation of knowledge and skills.

CFP® test scores are used by the Certified Financial Planner Board of Standards Inc. (CFP Board) as a uniform standard of qualification. While it may not be fair, all of a person's plans for the future may be dependent upon needing a certain CFP® test score.

That is the whole purpose of our CFP® Exam study guide: to give test takers the keys to understand how to succeed on the CFP® test.

Our Study Guide for the CFP® Test Is Unlike Any Other

If you'd like to get the CFP® test score you deserve, to quit worrying about whether your CFP® test score is "good enough," and to beat the test taking game so you can become a Certified Financial Planner™ (CFP) Professional, then this might be the most important message you read this year.

Our comprehensive CFP® Test study guide is written by our CFP® test experts, who painstakingly researched every topic and concept you need to know to pass your CFP® test. Our original research into the Certified Financial Planner™ (CFP) Certification Examination, offered by the Certified Financial Planner Board of Standards Inc. (CFP Board), reveals specific content areas and skills that are critical for you to know on the CFP® test. We've taken that information and developed a study guide that is guaranteed to help you be successful on the CFP® test.

One reason some test takers do well on test day is that they have made the critical connection between the material they learned and how to use that material to succeed on the CFP® test.

When you consider what's at stake with your exam, we believe the value of our study guide gives you at least ten times your money's worth.

In summary, here's what you get:

When you buy the CFP® Exam Guide, it includes-

The 5 Secret Keys to Exam Success:

• Time is Your Greatest Enemy
• Guessing is Not Guesswork
• Practice Smarter, Not Harder
• Prepare, Don't Procrastinate
• Test Yourself

A comprehensive General Strategy review including:

• Make Predictions
• Answer the Question
• Benchmark
• Valid Information
• Avoid "Fact Traps"
• Milk the Question
• The Trap of Familiarity
• Eliminate Answers
• Tough Questions
• Brainstorm
• Read Carefully
• Face Value
• Prefixes
• Hedge Phrases
• Switchback Words
• New Information
• Time Management
• Contextual Clues
• Don't Panic
• Pace Yourself
• Answer Selection
• Check Your Work
• Beware of Directly Quoted Answers
• Slang
• Extreme Statements
• Answer Choice Families

A comprehensive General Principles of Financial Planning review including:

• Financial Planning Process
• Code of Ethics
• Brokerage Companies
• Hope Credit
• Balance Sheet
• Consumer Protection Laws
• Chapter 13 Bankruptcy
• Rules
• Professional Liability
• Child Support
• Calculations: Buying or Leasing
• (SIPC)
• Fixed Rate Loans
• Disciplinary Rules and Procedures
• Professional Responsibility
• Life Cycle and Age
• Lifetime Learning Credit
• Cash Flow Statement
• Education IRAs
• Monetary Settlement Planning
• Section 2503(c) Minor's Trust
• Consumer Debt
• Emergency Fund Planning
• Bankruptcy Code, Chapter 7 Bankruptcy
• Credit and Debt Management
• Client Attitudes
• Fair Credit Reporting Act
• Perkins Loan
• Financing Strategies
• Home Equity Loans
• Financial Planning Practice Standards

A comprehensive Insurance Planning and Risk Management review including:

• Law of Large Numbers
• Automobile Insurance
• Underwriting
• Fundamentals
• Whole Life Insurance
• Contractual Provisions
• Point-Of-Service Plan
• Long-term Care Insurance
• Reinsurance
• Dividend Options
• Endowment Policies
• Appropriateness Of Coverage
• Insurance Company Selection
• Federal and State Law
• Property And Casualty Calculations
• Response To Risk
• Viatical Agreements
• Umbrella Insurance Policy
• Benefit Amount
• Taxation of Benefits
• Risk Exposure: Personal
• Life Insurance Calculation
• Insurance Contracts
• Basic Coverages

A comprehensive Employee Benefits Planning review including:

• Group Term Life Insurance
• Dependent Coverage
• Planning Strategies
• Rabbi Trust
• Restricted Stock
• Income Tax Implications
• Basic Provisions
• Purchase Plans
• Incentive Stock Options
• COBRA
• Employee Benefit Analysis
• Stock Appreciation Right
• Cafeteria Plan
• Flexible Spending Account
• Fringe Benefits
• Junior Stock
• (SERP)
• Business Continuation
• Split-Dollar Policy
• Executive-Bonus Life Insurance
• Key Employee Insurance
• Secular Trusts
• Employee Stock Options

A comprehensive Investment Planning review including:

• Investment Vehicles
• Certificates of Deposit
• Coefficient of Determination
• US Treasury Bills
• Reinvestment Risk
• Repurchase Agreements
• Savings Bonds
• (REIT)
• Asset-backed Securities
• Investment Companies
• Futures Contracts
• Short Sales
• Federal Agency Debt
• Annualized Return
• Coefficient Of Variation
• Treasury STRIPS
• Required Rate of Return
• After-tax Yield
• Margin Calls
• Investment Grade Corporate Bonds
• High Yield Corporate Bonds
• Callable Bonds
• Natural Resources
• Embedded Options
• Interest Rate Risk
• Types of Common Stock
• Paying Dividends
• Warrants
• Dividend Growth Models

A comprehensive Income Tax Planning review including:

• Filing Requirements
• Itemized Deductions
• Penalties
• Kiddie Tax
• Gross Income
• Hybrid Method
• Qualifying Transactions
• Flow Through of Income
• Grantor Trusts
• Estate Income Tax
• Preferences and Adjustments
• Cost Recovery Concepts
• Related Party Transactions
• Stepped-up Basis
• Tax Credits
• Taxation at Entity Level
• Standard Deduction
• Statutory Law
• Section 1244 Stock
• Tax Liability
• Deferral Items
• Tax Consequences of Gain
• Imputed Interest
• Capital Assets
• MACRS

A comprehensive Retirement Planning review including:

• Total Return Assumptions
• Roth IRA
• Section 403(b) plans
• Department of Labor Regulations
• Social Security
• Cost Basis Recovery
• Risk Tolerance
• Retirement Plans
• (QDRO)
• Medicare Part A
• Designated Beneficiary
• Section 457 Plans
• Hardship Withdrawals
• Required Minimum Distribution
• Equal Period Payments
• Life Expectancy Method of Calculation
• Traditional IRA
• IRC section 72(t)
• Lump Sum Distributions
• ESOP/Stock Bonus Plans
• Defined Benefit Plan
• Owner's Objectives
• Cash Balance Plan
• ERISA
• SIMPLE IRAs
• Stock Bonus Plan
• Simplified Employee Pensions
• Roth Conversions
• Top-Heavy Plans
• NHCEs
• Qualified Retirement Plan Vesting Schedule
• Eligibility Requirements
• Qualified Retirement Plans
• Section 401(k) plans
• Taxation
• Medicare: Eligibility

A comprehensive Estate Planning review including:

• Probate Process
• Gifting Strategies
• (CRATs)
• Medicaid Planning
• Transfers Through Trusts
• Wills
• Life Insurance Trusts
• Gift Taxation
• Liquidity Needs
• Private Foundations
• Calculation Of Applicable Credit
• Tax Liability
• Advance Medical Directives
• Gift-Giving
• Rule Against Perpetuities
• Powers of Attorney
• Charitable Lead Trusts
• Estate Taxation
• Guardianships
• Income Taxation
• Incapacity Planning
• Gross Estate Value
• Marketability Discounts
• Powers Of Appointment
• Postmortem Use Valuation
• Marital Deduction (Estate Tax)
• Minority Discount
• Taxation Of Trusts And Estates
• (GRITs)
• Charitable Giving
• Crummey Provisions
• QTIP planning
• Lifetime Planning Techniques
• Tentative Tax Base